About – ohhtobedebtfree

About Morgan-Victoria

Hi! This is what I’m all about

My mission is to help my community create an environment of ease. Ultimately, I want to encourage people to feel good about “figuring things out”, while also leveling up and being able to enjoy whatever their heart desires.

I share everything I learn and everything I do, so I want people to learn from my mistakes so they don’t have to. By following my journey, my hope is that my community will be inspired to create the lives they want.

Things I’m currently into

Spending less than I make

Being intentional in every aspect of my life

Reading the latest books on positive psychology and personal development

Discovering my spending triggers and paying down mt credit card debt

Loud budgeting

Experimenting with grocery shopping and eating more at home

This is my journey

2020

I started Ohhtobedebt free

It was April 2020, I was reading about people that were debt free. I came across the YouTuber, Aja Dang… and from there, I created an Instagram to share my debt free journey.

2021

I lost my job and moved out of my parents house

Stopped being an anonymous creator and started to share more on my Instagram stories. Paid off all my credit card debt, got a “big girl” job and decided to move out. Right before moving out… I lost my job and had to use my savings and unemployment to keep me afloat in a new place.

2022 / 2023

Mental health took over and had the spendiest years of my life

In 2022, I fell into a bad spending and eating cycle that carried on for 2 years. I now know that depression and anxiety can stem from my ADHD and towards the end of 2023, I decided it was time to take my life back and move into 2024 differently.